Pet Insurance

At ARS, we understand that your pet is part of your family and deserves the best care possible.

Request a Quote
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Pet Insurance

At ARS, we understand that your pet is part of your family and deserves the best care possible.

Request a Quote
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Base Policy Options

With our pet insurance solutions, you can put your mind at ease and provide your pet with the medical care they need. These insurance plans are customizable and help cover certain veterinary costs associated with accidents, illness, wellness visits and more.
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See options

Base Policy Options

With our pet insurance solutions, you can put your mind at ease and provide your pet with the medical care they need. These insurance plans are customizable and help cover certain veterinary costs associated with accidents, illness, wellness visits and more.
A blue down arrow

See options

A dog and cat in a field looking in the distance

Accident & Illness Coverage

Designed to help pay for unexpected trips to the veterinarian, this policy covers conditions including hypothyroidism, digestive issues, broken bones, allergies, cancer, IVDD, toxin ingestion, ACL injuries and UTIs. It provides reimbursement for treatment at your primary care veterinarian, emergency hospital and/or specialty clinic for x-rays, ultrasounds, laboratory tests, CT scans and MRIs, prescription medications, hospitalization, surgery, emergency care, and physical therapy.

Accident Coverage Only

Designed to help pay for unexpected vet visits for injuries, this policy covers conditions including lacerations, toxin ingestion, eye injuries, broken bones, snake bites, sprains, bite wounds and bee stings. It provides reimbursement for diagnostics and treatments performed at your primary care veterinarian, emergency hospital and/or special clinic for x-ray and ultrasound, laboratory tests, CT scans and MRIs, prescription medications, hospitalization, surgery, emergency care, and pet ambulance.

Additional Options

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Additional Options

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See options

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Wellness Plan

This optional add-on includes vaccinations, routine testing, wellness prevention products, dental cleaning, spaying/neutering and microchipping. You and your veterinarian will agree on the best routine care for your pet, and the insurer will provide a schedule of benefits and reimbursement limits. This is not subject to deductible or co-pay.

Exam & Office Visits

This optional add-on includes primary care visits, emergency hospitals and specialty clinics. Coverage may apply even if treatments or diagnostics were not performed.

Hereditary Coverage

This optional add-on covers hereditary conditions, including heart disease, elbow dysplasia, arthritis, hip dysplasia, diabetes, luxating patella, spondylosis and eye disorders.

End-of-Life

This optional add-on covers the costs associated with the end of your pet’s life, including cremation, burial, urns and memorials.

Eligibility

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Dogs 8 weeks and older.

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Cats 10 weeks and older.

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Must reside in the U.S.

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Accident and Illness coverage is available to all dogs and cats under 9 years old.

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Accident Only coverage does not have an age limit. All breeds are eligible.

Eligibility

A green Checkmark

Dogs 8 weeks and older.

A green Checkmark

Cats 10 weeks and older.

A green Checkmark

Must reside in the U.S.

A green Checkmark

Accident and Illness coverage is available to all dogs and cats under 9 years old.

A green Checkmark

Accident Only coverage does not have an age limit. All breeds are eligible.

A dog and cat touching noses

Learn more about the coverage options available for your pet.

Get Quote

Approved Insurance Provider

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Approved Insurance Provider

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220 Krebs Dr. Rapid City, SD 57702
agririsk1@gmail.com
605.939.1395